
Flexible Financing & Transparent Care at Starfish Dental Care
Financial Information
We want cost to be clear and never a surprise. Starfish Dental is an independent, fee-for-service practice, and our team is happy to walk you through your options before treatment begins.
Flexible Payment Options
We accept Visa, Mastercard, and American Express. We also offer a 3% discount if you choose to pay by cash.

Interest-Free Financing Through CareCredit®
For larger treatment, we offer CareCredit, a healthcare financing program, with promotional financing for up to 12 months, subject to credit approval.
- Apply in minutes online or in our office
- Spread your treatment into monthly payments
- Get the care you need now and pay over time

Dental Insurance
We are a fee-for-service practice, and as of January 1, 2026, we are out of network with all dental insurance plans, including Delta Dental. In most cases, we electronically file claims for our patients on the date of service, for all non-HMO plans. We do not file claims with Medicare.
Some carriers send reimbursement directly to the patient. We have no control over that, so we may ask for payment on the day of service.
Coverage varies a great deal from plan to plan, so we encourage you to understand what your policy covers and then decide whether the premiums are worth it for you. Many patients find they are not. We are glad to review your benefits with you.
You receive the treatment you choose, not the treatment an insurance company decides.
Let’s Make It Easy
Questions about costs, financing, or insurance? Maribeth Bowman, our financial coordinator, handles billing and insurance and is glad to help.
Call us today: (757) 481-3893
Request an Appointment
Apply for CareCredit: carecredit.com
Serving Virginia Beach, the Tidewater region, and surrounding communities in Virginia and North Carolina.